The ObservatorySanna and the bank statement
How financial worry eased when the chaos got a structure, not more money.
Sanna did not open the bank statement. She hadn't done it for three months. She roughly knew how much was in there. Or rather: she roughly knew how little. And the approximate figure was bad enough without having to see it in black and white once more. So the bills piled up in a heap on the hall table, unopened, and the anxiety piled up with them, a little more with every envelope.
The strange thing was that she wasn't having a particularly hard time, not compared with many others she knew. The pay was enough, mostly. But mostly is a word that leaves generous room for all sorts of catastrophes. Sanna's head willingly filled that room on its own: what if the car breaks down, what if the rent goes up again, what if, what if. She lay awake for evenings on end counting money she didn't even know for sure she had.
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What you can influence in your finances
Sort money worries into what you can actually do something about and what you can't
Tool8 minThe worry log
A standing tool: catch the worry when it comes, sort out what you can influence, and park the rest for a set time instead of ruminating all day.
Exercise11 minMoney and worry
An exercise about handling the feeling money stirs up, not about what to do with it.