The ObservatoryMoney without anxiety: the system
No financial advice, just a simple structure that moves money decisions from scattered moments to one set time
How it works
- Where the worry livesList
- Move the decisionsChooseListWrite
Money worry is rarely one big thing. More often it is a stream of small, recurring thoughts that show up at the wrong moments, in the middle of a meeting or just before sleep.
Tool in 2 steps, about 10 minutes. Doing it is part of Premium, which you try free for 7 days with no card. With Premium your answers are saved so you can pick up where you left off and look back at what you wrote.
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Why does it work?
No financial advice is given here. Automating recurring decisions and gathering the rest into a set time builds on the same principle that makes "if-then plans" effective at turning intentions into action (Gollwitzer & Sheeran, 2006), and on the general idea that fewer scattered micro-decisions leave less mental load behind.
Account, your first assessment with the hexagon and one new measurement every quarter are free. The rest is part of Premium: SEK 99 a month or SEK 699 a year, VAT included.
Read more
Sanna and the bank statement
How financial worry eased when the chaos got a structure, not more money.
Exercise10 minThink the thought through
Worry always bails out at the worst part and leaves you there. This time you follow the thought all the way, until it loses its force.
Tool12 minThe decision matrix
A hard decision, made clear. Weigh the options against what actually matters.